First National Bank of McConnelsville: Deposit Rates

Product Name	Minimum Opening Deposit	Minimum Balance to obtain Annual Percentage Yield (APY)	Interest Rate	Annual Percentage Yield
91 Certificate of Deposit	$2500	$2500	.35	.35
182 Day	$2500	$2500	.45	.45
12 Month	$500	$1000	.75	.75
18 Month	$500	$1000	1.00	1.00
23 Month	$1000	$1000	1.28	1.30

30 Month Bump up	$1000	$1000	1.30	1.31
36 Month Bump up	$1000	$1000	1.50	1.51
48 Month Bump up	$1000	$1000	1.60	1.61
60 Month Bump up	$1000	$1000	2.00	2.02
IRA 6 Month	$250	$1000	.45	.45
IRA 12 Month	$250	$1000	.75	.75
VARIABLE IRA 18 Month FIXED IRA 18 Month	$250 $250	$1000 $1000	1.00 1.00	1.01 1.01
IRA 24 Month	$250	$1000	1.28	1.30
IRA 36 Month Bump up	$250	$1000	1.50	1.51
IRA 48 Month Bump up	$250	$1000	1.60	1.61
IRA 60 Month Bump up	$250	$1000	2.00	2.02
SuperNow Checking up to $999.99 $1000 - $2499.99 $2500 - $14,999.99 $150000 - $24,999.99 $25000 - $999,999.99	$1000	$1000	0.05 0.05 0.13 0.22 0.45	0.05 0.05 0.13 0.22 0.45
HIFI Money Market Checking up to $24,9999 $25000 - $999,999.99	$2500	$2500	.35 .60	.35 .60
Statement Savings Up to $999.99 $1000 - 9,999.99 $10000 and up	$50	$25	0.15 0.30 0.55	0.15 0.30 0.55
Christmas Club	$1		0.30	0.30
Vacation Club	$5		0.30	0.30

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period. The APY assumes that the principal and all interest remain in the account for 365 days. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Interest rates and annual percentage yields are current as of 03/13/2010. For current rate information please call the location nearest you, listed below: